:root {
    --cream: #EAF3F1;
    --paper: #FFFFFF;
    --ink: #142D30;
    --soft: #526D6D;
    --faint: #8BA1A0;
    --line: #D2E2DF;

    --forest: #176B68;
    --leaf: #329D91;
    --sage: #C8E8DE;
    --clay: #D93679;
    --sand: #F8DCE8;
    --gold: #D7A83F;

    --shadow: 0 18px 50px rgba(20, 45, 48, .12);
}

* {
    box-sizing: border-box;
    margin: 0;
    padding: 0
}

html {
    scroll-behavior: smooth;
    overflow-x: hidden
}

body {
    font-family: 'Figtree', sans-serif;
    background: var(--cream);
    color: var(--ink);
    line-height: 1.65;
    overflow-x: hidden;
    cursor: none
}

h1,
h2,
h3,
h4 {
    font-family: 'Newsreader', serif;
    font-weight: 600;
    letter-spacing: -.02em;
    line-height: 1.15
}

a,
button {
    cursor: none
}

::selection {
    background: var(--forest);
    color: #fff
}

::-webkit-scrollbar {
    width: 10px
}

::-webkit-scrollbar-thumb {
    background: var(--forest);
    border-radius: 10px
}

/* leaf texture */
.leaf-bg {
    position: fixed;
    inset: 0;
    pointer-events: none;
    z-index: 0;
    opacity: .35;
    background-image: radial-gradient(circle at 18% 12%, #e4efe2 0 120px, transparent 121px), radial-gradient(circle at 88% 78%, #efe4d4 0 160px, transparent 161px)
}

#preloader {
    position: fixed;
    inset: 0;
    background: var(--cream);
    z-index: 99999;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 18px;
    transition: opacity .6s, visibility .6s
}

#preloader.hide {
    opacity: 0;
    visibility: hidden
}

.pre-leaf {
    font-size: 2.6rem;
    animation: bob 1.4s ease-in-out infinite
}

@keyframes bob {
    50% {
        transform: translateY(-10px)
    }
}

.pre-name {
    font-family: 'Newsreader', serif;
    font-size: 1.4rem
}

.pre-line {
    width: 140px;
    height: 3px;
    background: var(--line);
    border-radius: 4px;
    overflow: hidden
}

.pre-line i {
    display: block;
    height: 100%;
    width: 0;
    background: var(--forest);
    animation: grow 1.4s ease forwards
}

@keyframes grow {
    to {
        width: 100%
    }
}

.dot {
    position: fixed;
    width: 10px;
    height: 10px;
    background: var(--forest);
    border-radius: 50%;
    pointer-events: none;
    z-index: 99998;
    transform: translate(-50%, -50%)
}

.ring {
    position: fixed;
    width: 38px;
    height: 38px;
    border: 1.5px solid var(--forest);
    border-radius: 50%;
    pointer-events: none;
    z-index: 99997;
    transform: translate(-50%, -50%);
    transition: width .25s, height .25s, background .25s
}

.ring.big {
    width: 64px;
    height: 64px;
    background: rgba(36, 81, 58, .08)
}

#bar {
    position: fixed;
    top: 0;
    left: 0;
    height: 4px;
    width: 0;
    background: var(--forest);
    z-index: 99996
}

.wrap {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 22px;
    position: relative;
    z-index: 1
}

section {
    padding: 108px 0;
    position: relative
}

.paper {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 22px;
    box-shadow: var(--shadow)
}

.kicker {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-size: .78rem;
    font-weight: 700;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--forest)
}

.kicker:before {
    content: '';
    width: 18px;
    height: 2px;
    background: var(--clay)
}

.h2 {
    font-size: clamp(2rem, 4.6vw, 3.3rem);
    margin: 12px 0 14px
}

.lead {
    color: var(--soft);
    font-size: 1.05rem;
    max-width: 560px;
    line-height: 1.8
}

.btn-g {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--forest);
    color: #fff;
    border: 0;
    border-radius: 12px;
    padding: 13px 22px;
    font-weight: 600;
    text-decoration: none;
    transition: transform .2s, background .2s
}

.btn-g:hover {
    background: #1b3f2d;
    color: #fff;
    transform: translateY(-2px)
}

.btn-w {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--paper);
    color: var(--ink);
    border: 1px solid var(--line);
    border-radius: 12px;
    padding: 13px 22px;
    font-weight: 600;
    text-decoration: none;
    transition: transform .2s, border-color .2s
}

.btn-w:hover {
    border-color: var(--ink);
    color: var(--ink);
    transform: translateY(-2px)
}

.btn-sm {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    background: var(--forest);
    color: #fff;
    border: 0;
    border-radius: 10px;
    padding: 9px 16px;
    font-size: .88rem;
    font-weight: 600;
    text-decoration: none
}

.btn-sm:hover {
    color: #fff;
    background: #1b3f2d
}

.modal{
    z-index: 1000000;
}

/* NAV */
.navx {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 9000;
    background: rgba(243, 239, 230, .88);
    backdrop-filter: blur(14px);
    border-bottom: 1px solid transparent;
    transition: border-color .3s, box-shadow .3s
}

.navx.stuck {
    border-color: var(--line);
    box-shadow: 0 8px 24px rgba(36, 31, 26, .05)
}

.nav-in {
    max-width: 1200px;
    margin: 0 auto;
    padding: 14px 22px;
    display: flex;
    align-items: center;
    gap: 22px
}

.logo {
    font-family: 'Newsreader', serif;
    font-size: 1.35rem;
    color: var(--ink);
    text-decoration: none;
    display: flex;
    align-items: center;
    gap: 8px;
    font-weight: 600
}

.logo span {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    background: var(--forest);
    color: #fff;
    display: grid;
    place-items: center;
    font-size: .9rem
}

.links {
    display: flex;
    gap: 4px;
    margin-left: auto
}

.links a {
    padding: 8px 12px;
    color: var(--soft);
    text-decoration: none;
    font-weight: 600;
    font-size: .92rem;
    border-radius: 8px
}

.links a:hover,
.links a.on {
    color: var(--forest);
    background: var(--sage)
}

.burger {
    display: none;
    background: none;
    border: 1px solid var(--line);
    border-radius: 10px;
    padding: 7px 11px
}

#mnav {
    display: none;
    background: var(--paper);
    border-bottom: 1px solid var(--line);
    padding: 10px 22px
}

/* HERO — letter + help desk */
#hero {
    padding: 148px 0 80px
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.05fr .95fr;
    gap: 48px;
    align-items: start
}

.hero-h {
    font-size: clamp(2.6rem, 6vw, 3.6rem);
    margin: 16px 0 18px
}

.hero-p {
    color: var(--soft);
    font-size: 1.12rem;
    line-height: 1.85;
    max-width: 520px;
    margin-bottom: 28px
}

.letter {
    padding: 34px 32px 28px;
    position: relative
}

.letter:before {
    content: '';
    position: absolute;
    top: 0;
    left: 28px;
    right: 28px;
    height: 6px;
    background: repeating-linear-gradient(90deg, var(--forest) 0 18px, transparent 18px 28px)
}

.letter-from {
    font-size: .78rem;
    letter-spacing: .12em;
    text-transform: uppercase;
    color: var(--faint);
    font-weight: 700;
    margin-bottom: 14px
}

.letter p {
    color: var(--soft);
    font-size: 1.02rem;
    line-height: 1.85;
    margin-bottom: 14px
}

.letter em {
    font-family: 'Newsreader', serif;
    font-style: italic;
    color: var(--ink)
}

.sign {
    display: flex;
    align-items: center;
    gap: 12px;
    margin-top: 18px
}

.sign-av {
    width: 42px;
    height: 42px;
    border-radius: 50%;
    background: var(--sage);
    display: grid;
    place-items: center;
    font-size: 1.2rem
}

.desk {
    padding: 26px
}

.desk h3 {
    font-size: 1.45rem;
    margin-bottom: 8px
}

.desk p {
    color: var(--soft);
    font-size: .95rem;
    margin-bottom: 18px
}

.need {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px
}

.need a {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 14px;
    border: 1px solid var(--line);
    border-radius: 14px;
    background: var(--cream);
    text-decoration: none;
    color: var(--ink);
    font-weight: 600;
    font-size: .92rem;
    transition: transform .2s, border-color .2s, background .2s
}

.need a:hover {
    transform: translateY(-2px);
    border-color: var(--forest);
    background: var(--sage)
}

.need i {
    width: 32px;
    height: 32px;
    border-radius: 9px;
    background: var(--paper);
    display: grid;
    place-items: center;
    font-size: 1rem
}

/* ABOUT */
.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: start
}

.principles {
    display: flex;
    flex-direction: column
}

.prin {
    display: grid;
    grid-template-columns: 48px 1fr;
    gap: 16px;
    padding: 20px 0;
    border-bottom: 1px solid var(--line)
}

.prin:last-child {
    border: 0
}

.prin-n {
    font-family: 'Newsreader', serif;
    font-size: 1.4rem;
    color: var(--clay)
}

.prin h4 {
    font-size: 1.15rem;
    margin-bottom: 6px
}

.prin p {
    color: var(--soft);
    font-size: .95rem;
    margin: 0
}

/* SERVICES */
#services {
    background: var(--paper);
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line)
}

.svc-shell {
    display: grid;
    grid-template-columns: 230px 1fr;
    gap: 36px;
    align-items: start
}

.dir {
    position: sticky;
    top: 92px;
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 14px
}

.dir h5 {
    font-size: .72rem;
    letter-spacing: .14em;
    text-transform: uppercase;
    color: var(--faint);
    padding: 8px 10px 12px
}

.dir a {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 10px 12px;
    border-radius: 12px;
    text-decoration: none;
    color: var(--soft);
    font-weight: 600;
    font-size: .9rem;
    margin-bottom: 4px
}

.dir a small {
    margin-left: auto;
    font-size: .72rem;
    color: var(--faint)
}

.dir a:hover,
.dir a.on {
    background: var(--forest);
    color: #fff
}

.dir a.on small {
    color: #d7e4d6
}

.floor {
    scroll-margin-top: 110px;
    padding-bottom: 72px;
    margin-bottom: 24px;
    border-bottom: 1px solid var(--line)
}

.floor:last-child {
    border: 0;
    margin: 0;
    padding-bottom: 0
}

.floor-top {
    display: flex;
    gap: 16px;
    align-items: flex-start;
    margin-bottom: 28px
}

.floor-ic {
    width: 56px;
    height: 56px;
    border-radius: 16px;
    background: var(--sage);
    display: grid;
    place-items: center;
    font-size: 1.5rem;
    flex-shrink: 0
}

.floor h3 {
    font-size: 1.9rem;
    margin-bottom: 6px
}

.floor-top p {
    color: var(--soft);
    margin: 0;
    max-width: 560px
}

.desc {
    color: var(--soft);
    font-size: .95rem;
    line-height: 1.8
}

/* 1 LOANS — filing cabinet */
.files {
    display: grid;
    grid-template-columns: 200px 1fr;
    gap: 0;
    border: 1px solid var(--line);
    border-radius: 18px;
    overflow: hidden;
    min-height: 420px
}

.file-tabs {
    background: var(--cream);
    display: flex;
    flex-direction: column
}

.ftab {
    padding: 16px 18px;
    border-bottom: 1px solid var(--line);
    cursor: none;
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 600;
    color: var(--soft);
    transition: background .2s
}

.ftab:hover {
    background: #efe8d8
}

.ftab.on {
    background: var(--paper);
    color: var(--ink);
    border-left: 4px solid var(--forest)
}

.ftab span {
    font-size: 1.15rem
}

.file-body {
    padding: 32px;
    background: var(--paper)
}

.file-body h4 {
    font-size: 1.7rem;
    margin: 8px 0 12px
}

.fmeta {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    margin: 16px 0 20px
}

.fmeta i {
    font-style: normal;
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 99px;
    padding: 5px 12px;
    font-size: .78rem;
    font-weight: 600
}

/* 2 INSURANCE — household */
.house-hold {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 24px
}

.family {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 24px;
    text-align: center
}

.family-ring {
    width: 168px;
    height: 168px;
    margin: 10px auto 16px;
    border: 2px dashed var(--leaf);
    border-radius: 50%;
    display: grid;
    place-items: center;
    position: relative
}

.family-core {
    width: 72px;
    height: 72px;
    border-radius: 50%;
    background: var(--sage);
    display: grid;
    place-items: center;
    font-size: 1.8rem
}

.pins {
    position: absolute;
    inset: 0
}

.pin {
    position: absolute;
    width: 34px;
    height: 34px;
    border-radius: 50%;
    background: var(--paper);
    border: 1px solid var(--line);
    display: grid;
    place-items: center;
    font-size: .95rem
}

.ins-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px
}

.ins-item {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 16px;
    cursor: none;
    transition: border-color .2s, transform .2s
}

.ins-item:hover,
.ins-item.on {
    border-color: var(--forest);
    transform: translateY(-2px);
    background: var(--sage)
}

.ins-item h5 {
    font-size: 1rem;
    margin: 6px 0
}

.ins-item p {
    font-size: .84rem;
    color: var(--soft);
    margin: 0 0 10px;
    line-height: 1.65
}

.ins-detail {
    grid-column: 1/-1;
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 22px
}

.ins-detail h4 {
    font-size: 1.35rem;
    margin-bottom: 8px
}

/* 3 INVESTMENTS — jars */
.jars {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 18px
}

.jar {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 20px;
    padding: 24px;
    text-align: center
}

.jar-glass {
    height: 150px;
    width: 92px;
    margin: 0 auto 18px;
    border: 3px solid var(--forest);
    border-top: 0;
    border-radius: 0 0 40px 40px;
    position: relative;
    overflow: hidden;
    background: #fff
}

.jar-glass:before {
    content: '';
    position: absolute;
    top: 0;
    left: -6px;
    right: -6px;
    height: 14px;
    background: var(--forest);
    border-radius: 4px
}

.jar-fill {
    position: absolute;
    left: 0;
    right: 0;
    bottom: 0;
    height: 0;
    transition: height 1.2s ease
}

.jar.seen .jar-fill {
    height: var(--h)
}

.jar h4 {
    font-size: 1.2rem;
    margin-bottom: 10px
}

.jar p {
    text-align: left
}

/* 4 WEALTH — life path */
.path {
    position: relative;
    padding: 10px 0 0
}

.path-line {
    position: absolute;
    left: 27px;
    top: 18px;
    bottom: 18px;
    width: 3px;
    background: linear-gradient(var(--forest), var(--clay));
    border-radius: 4px
}

.stone {
    position: relative;
    padding: 0 0 28px 74px
}

.stone:last-child {
    padding-bottom: 0
}

.stone-dot {
    position: absolute;
    left: 16px;
    top: 6px;
    width: 24px;
    height: 24px;
    border-radius: 50%;
    background: var(--paper);
    border: 3px solid var(--forest);
    z-index: 1
}

.stone-card {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 20px
}

.stone-card h4 {
    font-size: 1.2rem;
    margin-bottom: 8px
}

/* 5 PAYMENTS — phone */
.pay-split {
    display: grid;
    grid-template-columns: 280px 1fr;
    gap: 28px;
    align-items: start
}

.phone {
    width: 250px;
    margin: 0 auto;
    background: var(--ink);
    border-radius: 36px;
    padding: 14px 12px 20px;
    box-shadow: var(--shadow)
}

.notch {
    width: 90px;
    height: 18px;
    background: #111;
    border-radius: 0 0 14px 14px;
    margin: 0 auto 12px
}

.phone-screen {
    background: var(--cream);
    border-radius: 24px;
    padding: 16px;
    min-height: 360px
}

.phone-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px
}

.picon {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 14px 8px;
    text-align: center;
    cursor: none;
    font-size: .72rem;
    font-weight: 700;
    line-height: 1.25
}

.picon.on {
    outline: 2px solid var(--forest);
    background: var(--sage)
}

.picon b {
    display: block;
    font-size: 1.4rem;
    margin-bottom: 6px;
    font-weight: 400
}

.pay-info {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 28px
}

.pay-info h4 {
    font-size: 1.5rem;
    margin: 8px 0 12px
}

/* 6 DEBT — conversations */
.talks {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px
}

.talk {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 22px
}

.bubble {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px 16px 16px 4px;
    padding: 12px 14px;
    font-size: .9rem;
    color: var(--soft);
    margin-bottom: 10px
}

.bubble.ans {
    background: var(--sage);
    border-radius: 16px 16px 4px 16px;
    color: var(--ink)
}

.talk h4 {
    font-size: 1.15rem;
    margin: 12px 0 8px
}

/* 7 HOME — rooms */
.home-split {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px
}

.house-draw {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 24px;
    text-align: center
}

.house-svg {
    width: 100%;
    max-width: 360px
}

.hs {
    cursor: none;
    transition: fill .25s
}

.hs.on {
    filter: url(#glow)
}

.home-info {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 28px
}

.home-info h4 {
    font-size: 1.45rem;
    margin: 8px 0 12px
}

.room-btns {
    display: flex;
    gap: 8px;
    flex-wrap: wrap;
    margin-top: 18px
}

.room-btns button {
    border: 1px solid var(--line);
    background: var(--paper);
    border-radius: 99px;
    padding: 7px 14px;
    font-weight: 600;
    font-size: .82rem
}

.room-btns button.on {
    background: var(--forest);
    color: #fff;
    border-color: var(--forest)
}

/* 8 AUTO — checklist */
.auto-split {
    display: grid;
    grid-template-columns: .9fr 1.1fr;
    gap: 24px
}

.car-box {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 28px;
    text-align: center
}

.checks {
    display: flex;
    flex-direction: column;
    gap: 12px
}

.check {
    background: var(--cream);
    border: 1px solid var(--line);
    border-radius: 16px;
    padding: 18px 20px;
    display: grid;
    grid-template-columns: 28px 1fr auto;
    gap: 14px;
    align-items: start;
    cursor: none
}

.check.on {
    background: var(--sage);
    border-color: var(--forest)
}

.box {
    width: 26px;
    height: 26px;
    border: 2px solid var(--forest);
    border-radius: 7px;
    display: grid;
    place-items: center;
    background: var(--paper);
    color: var(--forest)
}

.check.on .box {
    background: var(--forest);
    color: #fff
}

.check h4 {
    font-size: 1.1rem;
    margin-bottom: 6px
}

/* BENEFITS */
.bens {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px
}

.ben {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 24px
}

.ben:nth-child(1) {
    grid-column: span 2
}

.ben:nth-child(6) {
    grid-column: span 3
}

.ben-ic {
    width: 44px;
    height: 44px;
    border-radius: 12px;
    background: var(--sage);
    display: grid;
    place-items: center;
    font-size: 1.25rem;
    margin-bottom: 12px
}

.ben h4 {
    font-size: 1.2rem;
    margin-bottom: 8px
}

.ben p {
    color: var(--soft);
    margin: 0
}

/* PROCESS */
.steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 16px
}

.step {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 24px
}

.step-n {
    font-family: 'Newsreader', serif;
    font-size: 2rem;
    color: var(--clay);
    line-height: 1
}

.step h4 {
    margin: 10px 0 8px;
    font-size: 1.2rem
}

.step p {
    color: var(--soft);
    font-size: .92rem;
    margin: 0
}

/* VOICES */
.quotes {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 16px
}

.quote {
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 24px
}

.quote p {
    font-family: 'Newsreader', serif;
    font-size: 1.12rem;
    font-style: italic;
    line-height: 1.6;
    margin-bottom: 16px
}

.who {
    display: flex;
    align-items: center;
    gap: 10px
}

.av {
    width: 40px;
    height: 40px;
    border-radius: 50%;
    background: var(--sage);
    display: grid;
    place-items: center;
    font-weight: 700
}

.who b {
    display: block;
    font-size: .95rem
}

.who span {
    font-size: .8rem;
    color: var(--faint)
}

/* FAQ */
.faqs {
    max-width: 860px;
    margin: 0 auto
}

.fq {
    border-bottom: 1px solid var(--line)
}

.fq-q {
    width: 100%;
    background: none;
    border: 0;
    text-align: left;
    padding: 20px 0;
    display: flex;
    justify-content: space-between;
    gap: 16px;
    align-items: center;
    font-family: 'Newsreader', serif;
    font-size: 1.15rem;
    font-weight: 600
}

.fq-q i {
    transition: transform .3s;
    color: var(--forest)
}

.fq.open .fq-q i {
    transform: rotate(45deg)
}

.fq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height .4s, padding .3s;
    color: var(--soft);
    padding: 0
}

.fq.open .fq-a {
    max-height: 280px;
    padding: 0 0 20px
}

/* FORMS */
.fg {
    margin-bottom: 16px
}

.lab {
    display: block;
    font-weight: 700;
    font-size: .86rem;
    margin-bottom: 7px
}

.lab em {
    color: var(--clay);
    font-style: normal
}

.inp {
    width: 100%;
    padding: 12px 14px;
    border: 1px solid var(--line);
    border-radius: 12px;
    background: #fff;
    font-family: 'Figtree';
    font-size: .96rem;
    outline: none
}

.inp:focus {
    border-color: var(--forest);
    box-shadow: 0 0 0 3px rgba(36, 81, 58, .12)
}

.cbx {
    display: flex;
    gap: 10px;
    align-items: flex-start
}

.cbx input {
    margin-top: 4px;
    accent-color: var(--forest)
}

#news {
    background: var(--sage)
}

.nl {
    max-width: 720px;
    margin: 0 auto;
    padding: 40px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 22px
}

.ct {
    display: grid;
    grid-template-columns: 1.1fr .9fr;
    gap: 24px
}

.ct-card {
    padding: 32px
}

.info {
    display: flex;
    gap: 14px;
    padding: 18px;
    background: var(--paper);
    border: 1px solid var(--line);
    border-radius: 16px;
    margin-bottom: 12px
}

.info-ic {
    width: 42px;
    height: 42px;
    border-radius: 12px;
    background: var(--sage);
    display: grid;
    place-items: center;
    font-size: 1.15rem
}

.cta {
    background: var(--forest);
    color: #fff;
    border-radius: 24px;
    padding: 64px 36px;
    text-align: center
}

.cta h2 {
    color: #fff;
    font-size: clamp(1.9rem, 4vw, 3rem);
    margin-bottom: 12px
}

.cta p {
    color: #cfe0d4;
    max-width: 520px;
    margin: 0 auto 24px
}

footer {
    background: var(--ink);
    color: #d9d1c4;
    padding: 64px 0 24px
}

footer h6 {
    color: var(--gold);
    font-size: .75rem;
    letter-spacing: .14em;
    text-transform: uppercase;
    margin-bottom: 14px
}

footer a {
    color: #d9d1c4;
    text-decoration: none;
    font-size: .92rem
}

footer a:hover {
    color: #fff
}

.f-logo {
    font-family: 'Newsreader', serif;
    font-size: 1.5rem;
    color: #fff;
    display: flex;
    align-items: center;
    gap: 8px;
    margin-bottom: 10px
}

#toasts {
    position: fixed;
    top: 18px;
    right: 18px;
    z-index: 99999;
    display: flex;
    flex-direction: column;
    gap: 8px
}

.tst {
    background: var(--forest);
    color: #fff;
    border-radius: 12px;
    padding: 12px 16px;
    min-width: 260px;
    animation: in .35s
}

@keyframes in {
    from {
        transform: translateX(80px);
        opacity: 0
    }
}

.modal-content {
    border: 0;
    border-radius: 18px;
    background: var(--paper)
}

.modal-header {
    border-color: var(--line);
    background: var(--sage);
    border-radius: 18px 18px 0 0
}

.modal-title {
    font-family: 'Newsreader', serif
}

.modal-body p {
    color: var(--soft)
}

.modal-body b {
    color: var(--ink)
}

@media(max-width:992px) {

    .hero-grid,
    .about-grid,
    .svc-shell,
    .files,
    .house-hold,
    .pay-split,
    .home-split,
    .auto-split,
    .ct {
        grid-template-columns: 1fr
    }

    .dir {
        position: relative;
        top: 0;
        display: flex;
        gap: 6px;
        overflow-x: auto;
        padding: 10px
    }

    .dir h5 {
        display: none
    }

    .dir a {
        white-space: nowrap;
        margin: 0
    }

    .jars,
    .talks,
    .steps,
    .quotes,
    .bens {
        grid-template-columns: 1fr 1fr
    }

    .ben:nth-child(1),
    .ben:nth-child(6) {
        grid-column: span 2
    }

    .file-tabs {
        flex-direction: row;
        overflow-x: auto
    }

    .ftab {
        border-bottom: 0;
        border-right: 1px solid var(--line);
        white-space: nowrap
    }

    .ins-grid {
        grid-template-columns: 1fr
    }
}

@media(max-width:768px) {
    body {
        cursor: auto
    }

    .dot,
    .ring {
        display: none !important
    }

    a,
    button,
    .ftab,
    .ins-item,
    .picon,
    .check,
    .hs {
        cursor: pointer
    }

    .links {
        display: none
    }

    .burger {
        display: block;
        margin-left: auto
    }

    section {
        padding: 72px 0
    }

    #hero {
        padding: 120px 0 56px
    }

    .jars,
    .talks,
    .steps,
    .quotes,
    .bens,
    .need {
        grid-template-columns: 1fr
    }

    .ben:nth-child(1),
    .ben:nth-child(6) {
        grid-column: span 1
    }

    .phone {
        margin: 0 auto 16px
    }
}